Financial Intelligence for Nigerian Traders
Owo helps Nigerian informal market traders track sales, understand profit margins, and build verified financial records to access loans and credit.
Simply send a message or voice note on WhatsApp — Owo automatically records your daily sales and expenses across English, Pidgin, Yoruba, Hausa, and Igbo.
Send sales and expenses as text or voice in any language. Owo parses and records them automatically using Google Gemini AI.
Know your margins on every product. Owo tracks cost prices and calculates profit automatically — no spreadsheets needed.
Get a professional business report every week with revenue, expenses, top products, and AI-powered insights sent directly to your WhatsApp.
After 90 days of consistent data, receive a verifiable Business Identity Score that connects you to loans and insurance partners.